Motor Fleet Insurance
Thursday, March 26th, 2009 | Places
Finding the right Motor Fleet Insurance policy for your business can be a challenging task.
You need to consider early on who will be driving your company’s vehicles. The higher the age restriction means that you can avail of a larger discount from the fleet insurance provider. Some of the options regarding these age restrictions are:
- Any Licensed Driver Over 30
- Any Licensed Driver Over 25
- Any Licensed Driver Over 21
You can choose from three levels of cover, and some companies will facilitate you by allowing to have varied cover, so you could combine a choice of the following types of motor fleet insurance, one company who is flexible and can do this is Cover4Commercial.
- Comprehensive
- Third Party Fire & Theft
- Third Party Only
Another consideration is what type of extensions you may require for your fleet insurance policy such as:
- Windscreen cover
- Breakdown Cover
- Courtesy cars
- Legal Expenses Insurance
Naturally like any regular car insurance you will pay more for any sporty cars, so consider an age restriction just for these vehicles.
Of course your fleet insurance broker needs to know the type of use for your motor fleet insurance such as:
- Haulage
- Carriage of Own Goods
- Private and / or Public Hire
- Social Domestic & Pleasure use only (SD&P)
- SD& P and Business Use
- Carriage of hazardous Goods
- Airport Side Use Extension
Fleet insurance is a big investment so hopefully these tips will steer you in the right direction.