Insurance companies offering so-called Ruerup pension insurances to prospective retired persons
Wednesday, July 1st, 2009 | Places
There are many insurers offering a so called Ruerup pension on the German market. Usually it is not easy for the private customer to find the right insurer that fits best with the own needs. How can you find the right insurance for Ruerup pension covering your requirements at the best rate? The following site offers a free Ruerup insurance comparison: Ruerup Rentenversicherung. There you can obtain the appropriate Ruerup insurance offer out of the multitude of assurance companies.
For whom is a Ruerup insurance recommended? For entrepreneurs and for well-paid employees the Ruerup policy is a good chance to provide retirement pay and to save taxes at the same time. If you are searching a Ruerup insurer in Germany, you should take into consideration some important points:
Since 2005 there is the possibility to supplement the own retirement pension by the conclusion of a Ruerup pension insurance. The Ruerup pension assurance is particularly interesting for those people who cannot effect a Riester pension insurance. With the Ruerup pension, the legislature gave self-employed persons the possibility to benefit from public aid under their own private pension. The state-sponsored Ruerup pension is for business owners as interesting as for well-paid employees. For those groups of people it is the only possibility to get special tax deductions in retirement provisions since the possibility of special deductions for other private pension and life insurance contracts has been deleted by the legislature. Before choosing your German Ruerup insurance company, you should always ask for several quotations. That can be done via online form: Ruerup Rentenvertrag mit Steuervorteil. Self-employed persons do not have the possibility to provide retirement pension by the so called Riester pension. So they could not benefit from public sponsorship. For this group of people now the possibility of taking tax benefits by concluding a Ruerup pension policy does exist.
In the phase of paying contributions to the contract the paid-up capital is protected against distress. This means creditors of the insured person cannot attach the Ruerup pension contract. The accumulated capital must remain for the insured person and the insurance must not be resolved before retirement. The capital that is accumulated in a Ruerup pension assurance is not affected by unemployment in the context of social welfare. This capital need not to be consumed before getting social welfare. As from 2005 contributions to newly contracted traditional private pension insurances and life insurances are no more tax deductible in Germany, the Ruerup pension assurance is a suitable alternative.